IBPS Clerk Exam General Awareness question and answers part-III

IBPS CLERKS (GENERAL AWARENESS)

1. Which bank is called Apex Bank?

1) Development Bank of India  2) NABARD    3) Reserve Bank of India    4) SBI        5) EXIM Bank

2. First Indian appointed as the Governor of Reserve bank of India…………

1) Sir C. D. Deshmukh                    2) Sir Benegal Rama Rau     3) M. Narasimham            4) Dr. C. Rangarajan                5) Shanmugam Chettiar

3. Which among the following banks has more ATMs?

1) Union Bank of India    2) ICICI      3) State Bank of India   4) HDFC      5) Syndicate Bank

4. ICICI Bank made an agreement with ECO bank to extend the banking regulations on 15th October 2012. ECO bank original base is in………….

1) Asia      2) North America       3) South America      4) Africa      5) None

5. Vostro Account means ………………

1) An account maintained by Indian bank in foreign country with dollars
2) An account maintained by foreign bank in Indian Rupees
3) An account maintained by foreign bank in India in Foreign Currency
4) An account maintained by Indian bank in foreign in Indian Rupees
5) An account blocked by RBI

6. Which among the following terms not used in Banking?

1) Pay Order     2) Garnishee     3) Emission      4) Lien                5) Crossing

7. In the acronym WEF, ‘E’ stands for………………..

1) Exchange             2) Eternal                    3) Existence            4) Economic             5) Exit

8. Which state decided to provide an allowance of Rs. 1,000 a month to housewives in households whose annual incomes are less than Rs. 3lakh on 2nd October 2012?

1) Maharashtra        2) Andhra Pradesh              3) Goa           4) Kerala              5) Tamilnadu

9. The Base Year of Consumer Price Index Numbers for Industrial Workers (CPI-IW) is……………

1) 2011              2) 2010              3) 2008                    4) 2012                          5) 2001

10. The recent Sports/games options given.
Pick the wrong combination.

1) Novak Djokovic of Serbia won Shanghai Rolex Masters Championship
2) Woman T 20 World Cup winner is Australia
3) Japanese Grand Pix won by Sebastian Vettel
4) ICC World Twenty 20 cup lifted by West Indies
5) None of Above

11. Which bank is not in Private Sector?

1) Axis Bank            2) ICICI Bank                3) Repco Bank           4) HDFC Bank              5) South Indian Bank Ltd

12. FERA 1993 passed to control the foreign exchange dealings. FERA means ……………..

1) Foreign Exchange Regulation Act
2) Foreign Exchange Rules Act
3) Four Exchange Regulation Act
4) Foreign Exchange Regulation Activates
5) None

13. The committees relating to banking given.
Pick the wrong one.

1) Bhide Committee-Commercial banks and State Financial Corporations
2) Bhuchar Committee –Term lending institutes and commercial banks
3) K B Chore Committee-Cash credit
4) Cook Committee-Capital Adequacy Ratio of Banks
5) None

14. Which among the following is not the Negotiable instrument?

1) Cheque          2) Demand Draft          3) Cash Deposit form           4) Bill of Exchange          5) Promissory Note

15. Gilt-edged securities mean……………..

1) Gold bonds
2) High-graded and low risk securities
3) The duplicate bonds
4) Certificates issued by Post Office
5) Stocks recognized by SEBI

16. The highest award in cinema is Dadasaheb Phalke Award. Pick up the wrong statement.

1) Instituted in 1969
2) Introduced on the eve of the birth centenary year of Dadasaheb Phalke
3) First recipient Devika Rani Chaudhuri Roerich born in Andhra Pradesh
4) 2011 recipient is Soumitra Chatterjee (Bengali Actor)
5) None

17. ALTO 800 is the new version car of …………..

1) Maruti            2) Fiat                 3) BMW            4) TATA                   5) None

18. Which among the following is a space Telescope?

1) Challenger               2) Discovery                3) Hubble              4) Curiosity                   5) Messenger

19. Top Coal producing Country in the world is ………………

1) India                 2) Iran                3) Russia                 4) South Africa                                5) China

20. The list of ‘No More Persons’ given. Pick the correct combination.

1) King Norodom Sihanouk – Former King of Cambodia
2) Kevin Curran – Former Zimbabwe all rounder and Coach
3) B. Satyanarayan Reddy – Former Governor of Uttar Pradesh
4) Mrs. Elinor Ostrom – First Women awarded the Nobel Prize in Economics
5) All of above

21. Expand IFRS?

1) International Financial Red Standards
2) Indo Financial Reporting Standards
3) International Financial Reporting Schemes 4) International Financial Roll Standards
5) International Financial Reporting Standards

22. Who is ‘Drawer’ in the Bank cheques?

1) Who receive the cheques
2) Who encash the cheques
3) Who issue the cheques
4) Always the banker
5) Who rejects the payment of cheque

23. Who is ‘Drawee’ in the Bank Cheques?

1) Who encash the cheques
2) Who issue the cheques
3) Always the banker
4) Who rejects the payment of cheques
5) None

24. Who ‘payee’ in the Bank cheques?

1) Always the banker            2) Who issue the cheques                      3) who encash the cheques
4) who cancel the cheques             5) none

25. Drawer can be payee in the Bank Cheques ………..?

1) No           2) It is illegal                        3) Bank should accept             4) Yes              5) RBI should accept

26. The money avail at high rate of interest is called…………..

1) Near money      2) Hot money        3) Optional money                4) Fiat money             5) Dear money

27. The National Rural Health Mission (NHRM) will be converted into……….by extending the benefits to Town Areas also.

1) National Rural and Urban Health Mission
2) National Health Extensive Mission
3) National Doctors Mission
4) National Health Convention
5) National Health Mission

28. On 5th September 2012, a fire broke out in Fessenheim Nuclear power plant. It is in…………..

1) Germany                2) Japan           3) Singapore                 4) England                5) France

29. New Tiger Reserve List given. Pick the wrong combination.

1) Ratapani –MP       2) Pilibhit – UP           3) Mukundura Hills – Rajasthan         4) Divisima – Andhra Pradesh                 5) Sunabeda – Odisha

30. India successfully test-fired nuclear – capable Dhanush ballistic missile on 5th October 2012. Its range is……………..

1) 1000 km         2) 100 km        3) 500 km      4) 350 km          5) 750 km

31. Bill of Exchange means ………………..

1) Unconditional orders issued by the bank on RBI to adjust the funds at future rate for repo rate for certain rate
2) Unconditional order issued by a person or business which directs the recipient to pay a fixed sum of money to a third party at a future date
3) Conditional order issued by the government of India to file the payment order on Treasury bills
4) Indian Banks issue the bills to the private parties on the secured payment of the future date payments
5) None

32. Who gives the Order to pay OR maker of the Bill of exchange is called………….

1) Drawee       2) Payee       3) Drawer        4) None        5) All of these

33. In the Bill of exchange, on whom the obligation to pay rests is called…………

1) Drawer       2) Payee        3) Drawer and Drawee       4) Drawee        5) None

34. In the Bill of Exchange, to whom the bill is payable, he is called……………

1) Drawee        2) Drawer        3) Drawer and Drawee       4) Payee       5) None

35. In India, Electronic Voting Machines (EVM) are manufactured by………………..

1) BHEL and NGRI         2) BHEL and NIN        3) BEL and ONGC       4) BEL and ECIL       5) None

36. Recently Timothy F. Geithner visited India. He is……………

1) Finance Secretary of UK          2) Foreign Secretary of USA          3) Treasury Secretary of USA
4) Russia Ambassador       5) None

37. Pacific Tsunami Warning Center (PTWC) established in………………….

1) Hawaii        2) Paris         3) Tokyo      4) Manila      5) Canberra

38. Land of Five Rivers is ………………………

1) Andhra Pradesh     2) Punjab       3) Assam         4) Odisha        5) Goa

KEY
1-3; 2-1; 3-3; 4-4; 5-2; 6-3; 7-4; 8-3; 9-5; 10-5; 11-3; 12-1; 13- 5; 14-3; 15-2; 16-5; 17-1; 18-3; 19-5; 20-5; 21-5; 22-3; 23-3; 24-3; 25-4; 26-5; 27-5; 28-5; 29-4; 30-4; 31-2; 32-3; 33-4; 34-4; 35-4; 36-3; 37-1; 38-2.

IBPS Clerk Exam General Awareness Questions With Answers

IBPS Clerk Exam General Awareness Questions with Answers part-II

 

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